A 50-year mortgage is not a financial trap, broker Holly Brink writes. It’s a tool that’s designed to give homebuyers more ways to win in today’s market.
Source: Inman News
Stop freaking out about 50-year mortgages. They might save the housing market
Published in 30-year mortgage, 50-year mortgage, adjustable-rate mortgage, Agent, alternative financing, Banking & Lending, banking and lending, Columns, credit score, fannie mae, first-time homebuyers, Holly Brink, homeownership, housing market, illinois, iowa, Lending & Mortgage, loan amortization, Markets & Economy, minnesota, Mortgage, mortgage interest rates, mortgage refinancing, mortgages, My Real Estate Company, NAR, national association of realtors, nebraska, Opinion, realtor.com, Redfin, Select and service
More from 30-year mortgageMore posts in 30-year mortgage »
More from 50-year mortgageMore posts in 50-year mortgage »
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Jason Oppenheim: Private listings could take real estate ‘back to the Dark Ages’
- 8 reasons you should never recommend a 50-year mortgage
- Are 50-year mortgages an affordability fix or a time bomb?
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
More from adjustable-rate mortgageMore posts in adjustable-rate mortgage »
More from AgentMore posts in Agent »
- This team is jumping on the private listing platform trend (EXCLUSIVE)
- Redfin on 2026: Affordability improves, sales rise only slightly
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Change strategy as the market shifts to win the listings long game
More from alternative financingMore posts in alternative financing »
- How to help senior real estate clients right-size with confidence
- How the 50-year mortgage could kill agent profitability
- How to win more listings in a locked-in market environment
- Help clients get spring deals done with an assumable mortgage
- Sale-leaseback model is key to saving US homeownership: Study
More from Banking & LendingMore posts in Banking & Lending »
- 8 reasons you should never recommend a 50-year mortgage
- Are 50-year mortgages an affordability fix or a time bomb?
- How to help senior real estate clients right-size with confidence
- Welcome to the Senior Class: Downsizing with a home equity conversion mortgage
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
More from banking and lendingMore posts in banking and lending »
More from ColumnsMore posts in Columns »
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Listing leverage: How to win the game of securing sellers
- Can agents use AI to help with contracts and disclosures?
- 5 lead-generation metrics you must review before 2026 begins
More from credit scoreMore posts in credit score »
- Mortgage giants ‘very close’ to accepting new FICO score
- Love is blind, but FICO isn’t: Guiding couples with mismatched credit
- Elizabeth Warren calls Pulte out for social media attacks on Powell
- Backers of rival mortgage credit scores wage public relations war
- Mortgage lenders gearing up to use more inclusive credit scoring
More from fannie maeMore posts in fannie mae »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- Rising unemployment revives prospects for December rate cut
More from first-time homebuyersMore posts in first-time homebuyers »
- Tailwinds pull October existing-home sales up 1.2%
- Northeast sees strongest price gains in Q3 as median single-family home price hits $426,800
- Share of first-time homebuyers falls to lowest point ever
- Fannie and Freddie build net worths for planned Q2 2026 public offering
- Existing-home sales gain momentum in September amid falling mortgage rates
More from Holly BrinkMore posts in Holly Brink »
- Are 50-year mortgages an affordability fix or a time bomb?
- 7 lessons the Marines taught this CEO about running a brokerage
- Real estate portals feel the heat during a rough week: The Download
- What Zillow’s Matterport fallout means for agents like you
- 5 things to do today to give yourself a fighting chance on ChatGPT
More from homeownershipMore posts in homeownership »
- Jason Oppenheim: Private listings could take real estate ‘back to the Dark Ages’
- Kevin Brown shares his plans as NAR’s new president (EXCLUSIVE)
- 53% of US homes lost value from 2024 — but it’s not a crash
- ‘He didn’t even say he was sorry’: Brooklyn investor gets prison time for 12-year deed fraud scheme
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
More from housing marketMore posts in housing market »
- Shutdown blip, or worrying trend? Agent pipelines thin in November
- October was another slow month for pending home sales
- Delistings and discounts jump as holiday season approaches
- ‘More persistent headwinds’ plague housing market as prices barely budge
- NAR’s new consumer profile shows agents how to thrive in 2026
More from illinoisMore posts in illinois »
- Kevin Brown shares his plans as NAR’s new president (EXCLUSIVE)
- Where else is Zillow not enforcing its private listing ban?
- Zillow calls Chicago’s Private Listing Network a ‘hidden listing scheme’
- What Zillow’s Matterport fallout means for agents like you
- 5 things to do today to give yourself a fighting chance on ChatGPT
More from iowaMore posts in iowa »
- What Zillow’s Matterport fallout means for agents like you
- 5 things to do today to give yourself a fighting chance on ChatGPT
- These agents are ‘drowning.’ AI was supposed to save them
- How are you breaking down barriers for agents and clients living with disabilities?
- How to get buyers to sign a buyer-broker agreement (and actually thank you for it)
More from Lending & MortgageMore posts in Lending & Mortgage »
More from loan amortizationMore posts in loan amortization »
More from Markets & EconomyMore posts in Markets & Economy »
- Dual licensing is on the rise. Is it the right move for your business?
- Change strategy as the market shifts to win the listings long game
- Shutdown blip, or worrying trend? Agent pipelines thin in November
- Homebuyers came out in force last week, and rates are trending down
- October was another slow month for pending home sales
More from minnesotaMore posts in minnesota »
- Man convicted for killing real estate agent who was lured to a home showing
- 215 agents, no recruiting: How Ryan O’Neill built RE/MAX’s No. 1 team in Minnesota
- What Zillow’s Matterport fallout means for agents like you
- 5 things to do today to give yourself a fighting chance on ChatGPT
- A mega-team goes indie, and other big-time real estate moves
More from MortgageMore posts in Mortgage »
- Bayview merger positions Guild Mortgage for refinancing boom
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
More from mortgage interest ratesMore posts in mortgage interest rates »
More from mortgage refinancingMore posts in mortgage refinancing »
- Bayview merger positions Guild Mortgage for refinancing boom
- Earning gratitude: 5 ways to move the needle in your business
- Pulte refers a 4th Democrat, Rep. Eric Swalwell, for mortage fraud
- AI key to growing Rocket, Redfin and Mr. Cooper under one roof
- Lower mortgage rates spur homebuyers, but mostly refis
More from mortgagesMore posts in mortgages »
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
- DOJ opens criminal investigation into Fed Governor Lisa Cook
- HUD and the FHFA are changing. Here’s everything you need to know
- Regulators expected to remove lid on Wells Fargo’s growth soon
- Ted Cruz aims to defund CFPB with implications for lender oversight
More from My Real Estate CompanyMore posts in My Real Estate Company »
- 7 lessons the Marines taught this CEO about running a brokerage
- What Zillow’s Matterport fallout means for agents like you
- 5 things to do today to give yourself a fighting chance on ChatGPT
- These agents are ‘drowning.’ AI was supposed to save them
- How are you breaking down barriers for agents and clients living with disabilities?
More from NARMore posts in NAR »
More from national association of realtorsMore posts in national association of realtors »
More from nebraskaMore posts in nebraska »
- What Zillow’s Matterport fallout means for agents like you
- 5 things to do today to give yourself a fighting chance on ChatGPT
- Evergreen Home Loans hiring to serve 29 additional states
- These agents are ‘drowning.’ AI was supposed to save them
- How are you breaking down barriers for agents and clients living with disabilities?
More from OpinionMore posts in Opinion »
- Why I’m still grateful to be a real estate professional
- What saved my life — and why our industry must choose compassion over judgment
- Private inventory: New competition rules that leave consumers behind
- The fallout from NAR’s big reversal: Take the Intel Index survey today
- Industry shocked as Realtors say no to referral-fee transparency
More from realtor.comMore posts in realtor.com »
- Zillow reverses course and removes climate data from listings
- Shutdown blip, or worrying trend? Agent pipelines thin in November
- After failed NAR vote, brokerages beef up referral disclosures
- What it takes to build a $100M real estate brand with heart
- Zillow’s SkyTour uses complex 3D tech to simplify home search
More from RedfinMore posts in Redfin »
- Redfin on 2026: Affordability improves, sales rise only slightly
- Bayview merger positions Guild Mortgage for refinancing boom
- Zillow reverses course and removes climate data from listings
- Delistings and discounts jump as holiday season approaches
- The IDX lie agents still believe: 5 common misconceptions about real estate websites
More from SelectMore posts in Select »
- This team is jumping on the private listing platform trend (EXCLUSIVE)
- Redfin on 2026: Affordability improves, sales rise only slightly
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Change strategy as the market shifts to win the listings long game
More from serviceMore posts in service »
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Change strategy as the market shifts to win the listings long game
- Listing leverage: How to win the game of securing sellers
- Can agents use AI to help with contracts and disclosures?
Be First to Comment