Fannie Mae researchers say rising mortgage rates aren’t the only reason homeowners have been reluctant to sell, and rates coming back down won’t necessarily produce a flood of for-sale listings.
Source: Inman News
Impact of ‘lock-in effect’ on listings may have been overstated
Published in economy, home sales, homebuyer demand, inflation, inventory, inventory shortages, listing supply, lock-in effect, Markets & Economy, Mortgage and mortgage rates
More from economyMore posts in economy »
- Should they stay or go (down) now? Forecasters are split on where mortgage rates will be in 2026
- What is the Federal Reserve, and how does it impact real estate?
- Fed signals it’s just getting started with 1/4 percentage point rate cut
- Homeowners rush to refinance as mortgage rates hit 2025 low
- Most Americans think mortgage rates and home prices have peaked
More from home salesMore posts in home sales »
- August existing-home sales may have been lowest in a decade
- New-home sales spiked in August to highest rate since 2022
- Should they stay or go (down) now? Forecasters are split on where mortgage rates will be in 2026
- ‘Not a shift, a transition,’ 2 reports say of homebuying market
- As homebuyers gain leverage, sellers get cold feet. Is it happening near you?
More from homebuyer demandMore posts in homebuyer demand »
- Here’s how strategic homesellers can find success in a shifting market if they start planning early
- Here are the markets where homebuyers have the upper hand
- Mortgage rates hit 4-month low and have more room to drop
- It’s a higher-for-longer world, and we’re just living in it: Economist
- Waning buyer activity pushes home price growth to 2-year low
More from inflationMore posts in inflation »
- Government shutdown could bring mortgage rates down
- Should they stay or go (down) now? Forecasters are split on where mortgage rates will be in 2026
- Why is the Fed cutting interest rates — and what happens next?
- Homeowners rush to refinance as mortgage rates hit 2025 low
- Rising inflation makes ‘jumbo’ Fed rate cut unlikely next week
More from inventoryMore posts in inventory »
More from inventory shortagesMore posts in inventory shortages »
More from listing supplyMore posts in listing supply »
More from lock-in effectMore posts in lock-in effect »
- Is the mortgage lock-in effect ending? These numbers offer clues
- What is the Federal Reserve, and how does it impact real estate?
- Coldwell Banker exec says current market is a ‘growth window’
- It’s a higher-for-longer world, and we’re just living in it: Economist
- Are sellers coming off the sidelines in your market? Pulse
More from Markets & EconomyMore posts in Markets & Economy »
- Trump’s Fannie, Freddie public offering might not have much impact on mortgage rates
- Get ready to get hit with a tsunami of real estate consolidation
- Zillow released its price forecast for hundreds of US markets. What will happen near you?
- Here’s why price cuts are sweeping the country
- Anywhere: The rise and fall of an industry giant
More from MortgageMore posts in Mortgage »
- Trump’s Fannie, Freddie public offering might not have much impact on mortgage rates
- Credit bureaus slam plan to cut them out of FICO score pricing
- Government shutdown could bring mortgage rates down
- Supreme Court not ready to let Trump boot Fed Governor Lisa Cook
- Rocket Companies closes Mr. Cooper acquisition
More from mortgage ratesMore posts in mortgage rates »
- Trump’s Fannie, Freddie public offering might not have much impact on mortgage rates
- Government shutdown could bring mortgage rates down
- Supreme Court not ready to let Trump boot Fed Governor Lisa Cook
- Is the mortgage lock-in effect ending? These numbers offer clues
- Pending home sales jumped 4% in August in positive market signal
Be First to Comment