If the government keeps tight control over the mortgage giants and provides an “implicit guarantee” of their debt, rates might rise by 1/5 of a percentage point, Stanford researchers conclude.
Source: Inman News
Trump’s Fannie, Freddie public offering might not have much impact on mortgage rates
Published in Ben Sampson, Community Home Lenders of America, Daniel Hornung, Don Layton, donald trump, fannie mae, federal reserve, freddie mac, Government Conservatorship, GSE privatization, GSE reform, guarantee fees, housing finance reform, Implicit Government Guarantee, mark zandi, Markets & Economy, mba, MBS spreads, Mortgage, mortgage bankers association, mortgage rates, mortgage-backed securities, national association of realtors, privatization, Project 2025, Recapitalization, Risk premiums, Select, SIEPR, Stanford, Stanford Institute for Economic Policy Research and trump
More from Community Home Lenders of AmericaMore posts in Community Home Lenders of America »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- Credit bureaus slam plan to cut them out of FICO score pricing
- Trump administration ‘in no rush’ to do Fannie, Freddie IPO this year
- Dems seek answers on impact of Fannie, Freddie IPO on rates
More from donald trumpMore posts in donald trump »
- 8 reasons you should never recommend a 50-year mortgage
- Are 50-year mortgages an affordability fix or a time bomb?
- HUD shifts homeless policy away from providing permanent housing
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
- Homebuilders’ rate buydowns are leaving buyers underwater: WSJ
More from fannie maeMore posts in fannie mae »
- Are 50-year mortgages an affordability fix or a time bomb?
- Pulte refers a 4th Democrat, Rep. Eric Swalwell, for mortage fraud
- FICO scores, magic phrases, earnings digs: Inman Top 5
- Homebuilders’ rate buydowns are leaving buyers underwater: WSJ
- Stop freaking out about 50-year mortgages. They might save the housing market
More from federal reserveMore posts in federal reserve »
More from freddie macMore posts in freddie mac »
More from Government ConservatorshipMore posts in Government Conservatorship »
- Fannie, Freddie close NY offices as Trump battles Letitia James
- Dems seek answers on impact of Fannie, Freddie IPO on rates
- Trump, Pulte shed more light on plans for Fannie and Freddie
- Trump’s interest sends shares in Fannie Mae, Freddie Mac soaring
- Pulte chair of Fannie, Freddie after 14 board members are purged
More from GSE privatizationMore posts in GSE privatization »
- If Fannie and Freddie go public, what happens to mortgage rates?
- Senate Dems ask Pulte to put Fannie, Freddie revamp on hold
- US could sweep Fannie, Freddie stakes into sovereign wealth fund
- Fannie Mae and Freddie Mac prep for privatization in Trump 2nd term
- Mortgage industry vet Diana Reid is first woman to lead Freddie Mac
More from GSE reformMore posts in GSE reform »
More from guarantee feesMore posts in guarantee fees »
More from housing finance reformMore posts in housing finance reform »
More from mark zandiMore posts in mark zandi »
- Is the housing market in the midst of a recession? Treasury Secretary Scott Bessent thinks so
- Mortgage rates plummet to new 2025 low on anemic jobs report
- Dems seek answers on impact of Fannie, Freddie IPO on rates
- If Fannie and Freddie go public, what happens to mortgage rates?
- Lower mortgage rates get a few more homebuyers off the fence
More from Markets & EconomyMore posts in Markets & Economy »
- 53% of US homes lost value from 2024 — but it’s not a crash
- 8 reasons you should never recommend a 50-year mortgage
- Boomers may experience these brutal surprises when they move
- ‘He didn’t even say he was sorry’: Brooklyn investor gets prison time for 12-year deed fraud scheme
- How to help senior real estate clients right-size with confidence
More from mbaMore posts in mba »
More from MortgageMore posts in Mortgage »
- Fallout over Fed policymakers’ investments reshaping the board
- 8 reasons you should never recommend a 50-year mortgage
- Boomers may experience these brutal surprises when they move
- Are 50-year mortgages an affordability fix or a time bomb?
- Pulte refers a 4th Democrat, Rep. Eric Swalwell, for mortage fraud
More from mortgage bankers associationMore posts in mortgage bankers association »
More from mortgage ratesMore posts in mortgage rates »
- Fallout over Fed policymakers’ investments reshaping the board
- NAR economist predicts post-shutdown real estate ‘boom’
- Homebuying off to strongest November start since 2022
- Veterans have been ‘priced out,’ left behind by the housing market
- Housing recession? K-shaped trends? The dollars and ‘sense’ of today’s economy
More from mortgage-backed securitiesMore posts in mortgage-backed securities »
- Trump’s 50-year mortgage is ‘a big nothingburger’ for homebuyers
- New Fannie, Freddie housing goals may hurt working families
- Fannie and Freddie build net worths for planned Q2 2026 public offering
- Mortgage rates spike as Powell warns December rate cut is iffy
- Lower mortgage rates spur homebuyers, but mostly refis
More from national association of realtorsMore posts in national association of realtors »
- Kevin Brown shares his plans as NAR’s new president (EXCLUSIVE)
- Realtors reject proposal to require disclosure of more referral fees
- NAR repeals policy requiring membership for MLS access
- Inside Nykia Wright’s master plan to fix NAR and rebuild trust
- Boomers may experience these brutal surprises when they move
More from privatizationMore posts in privatization »
- Trump administration ‘in no rush’ to do Fannie, Freddie IPO this year
- Senate Dems ask Pulte to put Fannie, Freddie revamp on hold
- Transitions, eliminated positions, acquisitions: Inman’s Top 5
- NAR’s Clear Cooperation Policy tweak: Inman’s Top 5
- Trump’s FHFA could rein in Fannie and Freddie’s high-end lending
More from Project 2025More posts in Project 2025 »
- Fed rebuts accusations that Powell mismanaged $2.5B renovation
- Mortgage rates surge on Moody’s downgrade of US credit rating
- CFPB is latest target of Trump’s downsizing government campaign
- Trump’s executive order to address housing costs is short on specifics
- Ben Carson reportedly in the running to lead HUD again
More from SelectMore posts in Select »
- Kevin Brown shares his plans as NAR’s new president (EXCLUSIVE)
- How to turn up the volume and amplify your brand with podcasting
- Fallout over Fed policymakers’ investments reshaping the board
- Realtors reject proposal to require disclosure of more referral fees
- Paraspot AI sees the future of property inspection: Tech Review
More from StanfordMore posts in Stanford »
More from trumpMore posts in trump »
- Fallout over Fed policymakers’ investments reshaping the board
- HUD shifts homeless policy away from providing permanent housing
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
- Homebuilders’ rate buydowns are leaving buyers underwater: WSJ
- There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator
Be First to Comment