Plan to require lenders working with Fannie and Freddie to use FICO Score 10 T and VantageScore 4.0 models by Q4 2025 has been dropped, with new implementation date “TBD.”
Source: Inman News
Rollout of new mortgage credit scoring models pushed back
Published in bi-merge credit reports, Bill Pulte, Cardinal Financial, Classic FICO model, Classic FICO Scoring Model, Credit Score Models, credit scores, credit scoring, credit scoring models, Equifax, experian, Fair Isaac Corp., fair isaac corporation, fannie mae, Federal Housing Finance Agency, FHFA, fico, FICO Score 10 T, freddie mac, government-issued mortgage-backed security, Mortgage, mortgage market, mortgage-backed securities, mortgage-backed security, Regulations, Sandra Thompson, Select, TransUnion, underwriting models, vantagescore, VantageScore 4.0 and Vantgage Score
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