Plan to require lenders working with Fannie and Freddie to use FICO Score 10 T and VantageScore 4.0 models by Q4 2025 has been dropped, with new implementation date “TBD.”
Source: Inman News
Rollout of new mortgage credit scoring models pushed back
Published in bi-merge credit reports, Bill Pulte, Cardinal Financial, Classic FICO model, Classic FICO Scoring Model, Credit Score Models, credit scores, credit scoring, credit scoring models, Equifax, experian, Fair Isaac Corp., fair isaac corporation, fannie mae, Federal Housing Finance Agency, FHFA, fico, FICO Score 10 T, freddie mac, government-issued mortgage-backed security, Mortgage, mortgage market, mortgage-backed securities, mortgage-backed security, Regulations, Sandra Thompson, Select, TransUnion, underwriting models, vantagescore, VantageScore 4.0 and Vantgage Score
More from Bill PulteMore posts in Bill Pulte »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Trump asks Supreme Court to remove Fed Governor Lisa Cook
- Fed Governor Lisa Cook can keep her job pending court appeal
- DOJ opens criminal investigation into Fed Governor Lisa Cook
- Fed Governor Lisa Cook didn’t commit mortgage fraud: attorneys
More from Cardinal FinancialMore posts in Cardinal Financial »
More from credit scoresMore posts in credit scores »
- Love is blind, but FICO isn’t: Guiding couples with mismatched credit
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Mortgage lenders ask for more guidance on VantageScore 4.0
- Fannie, Freddie ordered to accept new VantageScore 4.0 credit score
- New credit scores from FICO, VantageScore gaining traction
More from credit scoringMore posts in credit scoring »
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Mortgage lenders ask for more guidance on VantageScore 4.0
- New rules for Fannie, Freddie credit scoring are stumping lenders
- The secret to making your clients love you: Save them money
- Boom’s applicant screening latest addition to landlord platform
More from credit scoring modelsMore posts in credit scoring models »
More from EquifaxMore posts in Equifax »
- Mortgage bankers take a stand against tri-merge credit reporting
- Mortgage trigger leads will be less crazy, but they ain’t going away
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Mortgage lenders ask for more guidance on VantageScore 4.0
More from experianMore posts in experian »
- Gen Z is changing the rules of renting. Are you ready?
- Mortgage bankers take a stand against tri-merge credit reporting
- Mortgage trigger leads will be less crazy, but they ain’t going away
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
More from Fair Isaac Corp.More posts in Fair Isaac Corp. »
More from fair isaac corporationMore posts in fair isaac corporation »
More from fannie maeMore posts in fannie mae »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- How a government shutdown would affect real estate agents
- Should they stay or go (down) now? Forecasters are split on where mortgage rates will be in 2026
- Better shares soar on bullish thesis by activist investor Eric Jackson
- Lenders getting a jump on higher 2026 conforming loan limits
More from Federal Housing Finance AgencyMore posts in Federal Housing Finance Agency »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Lenders getting a jump on higher 2026 conforming loan limits
- Trump asks Supreme Court to remove Fed Governor Lisa Cook
- Fed Governor Lisa Cook can keep her job pending court appeal
- Drunken gunman, new legal filing, Roseanne Barr: Inman’s Top 5
More from FHFAMore posts in FHFA »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Lenders getting a jump on higher 2026 conforming loan limits
- Trump asks Supreme Court to remove Fed Governor Lisa Cook
- Fed Governor Lisa Cook can keep her job pending court appeal
- Drunken gunman, new legal filing, Roseanne Barr: Inman’s Top 5
More from ficoMore posts in fico »
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Fannie, Freddie ordered to accept new VantageScore 4.0 credit score
- Mortgage lenders gearing up to use more inclusive credit scoring
- VantageScore: New scoring model could qualify 4.9M extra borrowers
More from FICO Score 10 TMore posts in FICO Score 10 T »
- Mortgage bankers take a stand against tri-merge credit reporting
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Mortgage lenders ask for more guidance on VantageScore 4.0
- New rules for Fannie, Freddie credit scoring are stumping lenders
More from freddie macMore posts in freddie mac »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- How a government shutdown would affect real estate agents
- Lenders getting a jump on higher 2026 conforming loan limits
- Trump asks Supreme Court to remove Fed Governor Lisa Cook
- Fed Governor Lisa Cook can keep her job pending court appeal
More from MortgageMore posts in Mortgage »
More from mortgage marketMore posts in mortgage market »
- Rocket, Mr. Cooper merger OK’d by Fannie and Freddie regulator
- Elizabeth Warren calls Pulte out for social media attacks on Powell
- Regulators expected to remove lid on Wells Fargo’s growth soon
- $18.5M in fines imposed on former Wells Fargo execs prove elusive
- Trump administration makes its case for massive CFPB job cuts
More from mortgage-backed securitiesMore posts in mortgage-backed securities »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Homeowners rush to refinance as mortgage rates hit 2025 low
- Pennymac takes a stake in Vesta, launches non-QM mortgages
- Mortgage rates plummet to new 2025 low on anemic jobs report
- Mr. Cooper shareholders approve merger with Rocket Companies
More from RegulationsMore posts in Regulations »
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Former agent convicted of swindling woman out of her home
- Lenders getting a jump on higher 2026 conforming loan limits
- Trump asks Supreme Court to remove Fed Governor Lisa Cook
- Trump wins one battle, loses another as Fed policymakers kick off 2-day rate-setting meeting
More from Sandra ThompsonMore posts in Sandra Thompson »
- Backers of rival mortgage credit scores wage public relations war
- Trump administration expands Fannie Mae title waiver program
- Trump nominates homebuilder scion to oversee Fannie, Freddie
- Mortgage industry vet Diana Reid is first woman to lead Freddie Mac
- Debate over title insurance alternatives is heating up again
More from SelectMore posts in Select »
- What real estate agents can learn from TikTok, Tylenol and Disney
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Former agent convicted of swindling woman out of her home
- Is fall the new spring? Market winds may be shifting, NAR says
- I’ve studied real estate marketing for 31 years. Here are 7 essentials for effective marketing campaigns
More from TransUnionMore posts in TransUnion »
- Mortgage bankers take a stand against tri-merge credit reporting
- Mortgage trigger leads will be less crazy, but they ain’t going away
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Mortgage lenders ask for more guidance on VantageScore 4.0
More from vantagescoreMore posts in vantagescore »
- Mortgage bankers take a stand against tri-merge credit reporting
- Elizabeth Warren calls Pulte out for social media attacks on Powell
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- Mortgage lenders ask for more guidance on VantageScore 4.0
More from VantageScore 4.0More posts in VantageScore 4.0 »
- Dems seek answers on impact of Fannie, Freddie IPO on rates
- Mortgage bankers take a stand against tri-merge credit reporting
- Elizabeth Warren calls Pulte out for social media attacks on Powell
- Backers of rival mortgage credit scores wage public relations war
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
Be First to Comment