Consumer group say FHFA’s plan to pit VantageScore 4.0 against older FICO Classic score will make “anti-competitive natures of the credit scoring market even worse.”
Source: Inman News
Mortgage bankers take a stand against tri-merge credit reporting
Published in bi-merge, Bi-merge reporting, Bill Pulte, Bob Broeksmit, CDIA, Chi Chi Wu, Community Home Lenders of America, Consumer Data Industry Association, credit bureaus, credit report, Credit Score Algorithms, dan smith, Equifax, experian, Fair Isaac, fannie mae, Federal Housing Finance Agency, FHFA, FICO Classic, FICO Classic Score, FICO score, FICO Score 10 T, freddie mac, Loan Level Pricing Adjustments, mba, Mortgage, mortgage bankers association, mortgage credit, mortgage-backed securities, National Consumer Law Center, NCLC, Regulations, Select, TransUnion, trended credit data, tri-merge, Tri-merge reporting, trump, vantagescore and VantageScore 4.0
More from bi-mergeMore posts in bi-merge »
More from Bi-merge reportingMore posts in Bi-merge reporting »
More from Bill PulteMore posts in Bill Pulte »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- Letitia James mortgage fraud case thrown out, but can be refiled
- This week was all about NAR: Inman’s Top 5 stories
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
More from Bob BroeksmitMore posts in Bob Broeksmit »
- 2025 a banner year for mortgage deregulation and legislation
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
- Credit bureaus slam plan to cut them out of FICO score pricing
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Trump signs bill curtailing sale of mortgage trigger leads in 180 days
More from Chi Chi WuMore posts in Chi Chi Wu »
More from Community Home Lenders of AmericaMore posts in Community Home Lenders of America »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- Trump’s Fannie, Freddie public offering might not have much impact on mortgage rates
- Credit bureaus slam plan to cut them out of FICO score pricing
- Trump administration ‘in no rush’ to do Fannie, Freddie IPO this year
More from Consumer Data Industry AssociationMore posts in Consumer Data Industry Association »
More from credit bureausMore posts in credit bureaus »
- Mortgage trigger leads will be less crazy, but they ain’t going away
- Fannie Mae and Freddie Mac are not accepting VantageScore 4.0
- TransUnion knocks plan to let lenders use 2 credit reports
- Legislation aimed at banning mortgage trigger leads is back
- Credit report errors are harming mortgage borrowers: Fed watchdog
More from credit reportMore posts in credit report »
More from Credit Score AlgorithmsMore posts in Credit Score Algorithms »
More from dan smithMore posts in dan smith »
- How this indie brokerage is transforming agents’ lives
- First Community Mortgage announces ‘major’ expansion
- ‘Be relentless’: Real-life advice from agents managing inventory insanity
- Inventory insanity: When will this supply shortage end?
- Inventory insanity: Notes from ‘exhausted’ agents on the front lines of a crazy market
More from EquifaxMore posts in Equifax »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
- Credit bureaus slam plan to cut them out of FICO score pricing
- Mortgage trigger leads will be less crazy, but they ain’t going away
More from experianMore posts in experian »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
- Credit bureaus slam plan to cut them out of FICO score pricing
- Gen Z is changing the rules of renting. Are you ready?
More from Fair IsaacMore posts in Fair Isaac »
More from fannie maeMore posts in fannie mae »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- Rising unemployment revives prospects for December rate cut
More from Federal Housing Finance AgencyMore posts in Federal Housing Finance Agency »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- Letitia James mortgage fraud case thrown out, but can be refiled
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
More from FHFAMore posts in FHFA »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Pulte’s role in mortgage fraud indictment under scrutiny
More from FICO ClassicMore posts in FICO Classic »
More from FICO Classic ScoreMore posts in FICO Classic Score »
More from FICO scoreMore posts in FICO score »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator
- Credit bureaus slam plan to cut them out of FICO score pricing
- Love is blind, but FICO isn’t: Guiding couples with mismatched credit
More from FICO Score 10 TMore posts in FICO Score 10 T »
- This week was all about NAR: Inman’s Top 5 stories
- FICO scores, magic phrases, earnings digs: Inman Top 5
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator
More from freddie macMore posts in freddie mac »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- DR Horton gets into AI mortgage tech with Tidalwave stake
- This week was all about NAR: Inman’s Top 5 stories
More from Loan Level Pricing AdjustmentsMore posts in Loan Level Pricing Adjustments »
More from mbaMore posts in mba »
More from MortgageMore posts in Mortgage »
- Bayview merger positions Guild Mortgage for refinancing boom
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
More from mortgage bankers associationMore posts in mortgage bankers association »
More from mortgage creditMore posts in mortgage credit »
- Homebuyers get cold feet as mortgage rates rebound from lows
- Most homebuyers see a recession ahead. Some are even asking for it
- Mortgage lenders gearing up to use more inclusive credit scoring
- Buyers take rebound in mortgage rates in stride as lenders tighten
- Mortgage rates hit 20-year high as demand ‘close to multi-decade’ low
More from mortgage-backed securitiesMore posts in mortgage-backed securities »
- Homebuyers came out in force last week, and rates are trending down
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Rebounding mortgage rates dampen homebuyers’ appetites
- Don’t merge Fannie and Freddie, says their biggest investor
- Trump’s 50-year mortgage is ‘a big nothingburger’ for homebuyers
More from National Consumer Law CenterMore posts in National Consumer Law Center »
- Why Fannie and Freddie still won’t accept more inclusive credit score
- New Fannie, Freddie housing goals may hurt working families
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
- Mortgage trigger leads will be less crazy, but they ain’t going away
- VA ends key foreclosure rescue program in another setback for veterans and their families
More from RegulationsMore posts in Regulations »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Letitia James mortgage fraud case thrown out, but can be refiled
- Pulte’s role in mortgage fraud indictment under scrutiny
- Don’t merge Fannie and Freddie, says their biggest investor
- Fallout over Fed policymakers’ investments reshaping the board
More from SelectMore posts in Select »
- This team is jumping on the private listing platform trend (EXCLUSIVE)
- Redfin on 2026: Affordability improves, sales rise only slightly
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Change strategy as the market shifts to win the listings long game
More from TransUnionMore posts in TransUnion »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
- Credit bureaus slam plan to cut them out of FICO score pricing
- Mortgage trigger leads will be less crazy, but they ain’t going away
More from trended credit dataMore posts in trended credit data »
More from tri-mergeMore posts in tri-merge »
More from Tri-merge reportingMore posts in Tri-merge reporting »
More from trumpMore posts in trump »
- Rebounding mortgage rates dampen homebuyers’ appetites
- Fallout over Fed policymakers’ investments reshaping the board
- HUD shifts homeless policy away from providing permanent housing
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
- Homebuilders’ rate buydowns are leaving buyers underwater: WSJ
More from vantagescoreMore posts in vantagescore »
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
- Elizabeth Warren calls Pulte out for social media attacks on Powell
- Backers of rival mortgage credit scores wage public relations war
More from VantageScore 4.0More posts in VantageScore 4.0 »
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Mortgage giants ‘very close’ to accepting new FICO score
- Why Fannie and Freddie still won’t accept more inclusive credit score
- There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator
- Equifax cuts VantageScore 4.0 mortgage credit scores to $4.50
Be First to Comment