Rates on 30-year fixed-rate mortgages hit another 2025 low on Tuesday, dropping to 6.12 percent, nearly a full percentage point lower than January. Rates now have less room to come down.
Source: Inman News
Lower mortgage rates spur homebuyers, but mostly refis
Published in 30 year fixed rate mortgage, economy, fannie mae, federal funds rate, federal reserve, Federal Reserve Board, home sales, homebuyer demand, inflation, Joel Kan, Markets & Economy, mba, Mike Fratantoni, Mortgage, mortgage bankers association, mortgage rates, mortgage refinancing, mortgage-backed securities, Optimal Blue, purchase applications, quantitative tightening, refinancing and Select
More from 30 year fixed rate mortgageMore posts in 30 year fixed rate mortgage »
- Mortgage rates just hit a new 2025 low. They might be stuck there.
- Mortgage rates ebb as Powell hints at end of ‘quantitative tightening’
- Democrats seek transparency into Fannie, Freddie ‘reprivatization’
- Should they stay or go (down) now? Forecasters are split on where mortgage rates will be in 2026
- Construction labor market facing ‘alarming deterioration’
More from economyMore posts in economy »
- 3 under-the-radar trends from October’s Intel Index survey
- Homebuying off to strongest November start since 2022
- Is the housing market in the midst of a recession? Treasury Secretary Scott Bessent thinks so
- Mortgage rates spike as Powell warns December rate cut is iffy
- What should real estate agents do if the US plunges into a recession?
More from fannie maeMore posts in fannie mae »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- Rising unemployment revives prospects for December rate cut
More from federal funds rateMore posts in federal funds rate »
- Rebounding mortgage rates dampen homebuyers’ appetites
- Fallout over Fed policymakers’ investments reshaping the board
- NAR economist predicts post-shutdown real estate ‘boom’
- Mortgage rates spike as Powell warns December rate cut is iffy
- Mortgage rates ebb as Powell hints at end of ‘quantitative tightening’
More from federal reserveMore posts in federal reserve »
- Homebuyers came out in force last week, and rates are trending down
- Rising unemployment revives prospects for December rate cut
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Rebounding mortgage rates dampen homebuyers’ appetites
- Fallout over Fed policymakers’ investments reshaping the board
More from Federal Reserve BoardMore posts in Federal Reserve Board »
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Fallout over Fed policymakers’ investments reshaping the board
- NAR economist predicts post-shutdown real estate ‘boom’
- There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator
- These are the 5 people who might replace Jerome Powell as Fed chair
More from home salesMore posts in home sales »
More from homebuyer demandMore posts in homebuyer demand »
- Homebuyers came out in force last week, and rates are trending down
- Rebounding mortgage rates dampen homebuyers’ appetites
- Mortgage rates just hit a new 2025 low. They might be stuck there.
- Mortgage rates ebb as Powell hints at end of ‘quantitative tightening’
- Here’s how strategic homesellers can find success in a shifting market if they start planning early
More from inflationMore posts in inflation »
- Homebuyers came out in force last week, and rates are trending down
- ‘More persistent headwinds’ plague housing market as prices barely budge
- Rising unemployment revives prospects for December rate cut
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Rebounding mortgage rates dampen homebuyers’ appetites
More from Joel KanMore posts in Joel Kan »
More from Markets & EconomyMore posts in Markets & Economy »
- Dual licensing is on the rise. Is it the right move for your business?
- Change strategy as the market shifts to win the listings long game
- Shutdown blip, or worrying trend? Agent pipelines thin in November
- Homebuyers came out in force last week, and rates are trending down
- October was another slow month for pending home sales
More from mbaMore posts in mba »
More from Mike FratantoniMore posts in Mike Fratantoni »
- Rising unemployment revives prospects for December rate cut
- Mortgage rates spike as Powell warns December rate cut is iffy
- Shutdown slowing FHA, VA approvals; USDA loans are on hold
- Fed signals it’s just getting started with 1/4 percentage point rate cut
- Homeowners rush to refinance as mortgage rates hit 2025 low
More from MortgageMore posts in Mortgage »
- Bayview merger positions Guild Mortgage for refinancing boom
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
More from mortgage bankers associationMore posts in mortgage bankers association »
More from mortgage ratesMore posts in mortgage rates »
- Redfin on 2026: Affordability improves, sales rise only slightly
- Shutdown blip, or worrying trend? Agent pipelines thin in November
- Homebuyers came out in force last week, and rates are trending down
- October was another slow month for pending home sales
- Delistings and discounts jump as holiday season approaches
More from mortgage refinancingMore posts in mortgage refinancing »
- Bayview merger positions Guild Mortgage for refinancing boom
- Earning gratitude: 5 ways to move the needle in your business
- Pulte refers a 4th Democrat, Rep. Eric Swalwell, for mortage fraud
- Stop freaking out about 50-year mortgages. They might save the housing market
- AI key to growing Rocket, Redfin and Mr. Cooper under one roof
More from mortgage-backed securitiesMore posts in mortgage-backed securities »
- Homebuyers came out in force last week, and rates are trending down
- ‘I’d love to fire his ass,’ Trump says of Fed Chair Jerome Powell
- Rebounding mortgage rates dampen homebuyers’ appetites
- Don’t merge Fannie and Freddie, says their biggest investor
- Trump’s 50-year mortgage is ‘a big nothingburger’ for homebuyers
More from Optimal BlueMore posts in Optimal Blue »
More from purchase applicationsMore posts in purchase applications »
More from quantitative tighteningMore posts in quantitative tightening »
- Mortgage rates spike as Powell warns December rate cut is iffy
- Mortgage rates ebb as Powell hints at end of ‘quantitative tightening’
- What is the Federal Reserve, and how does it impact real estate?
- Fed signals it’s just getting started with 1/4 percentage point rate cut
- A June rate cut is now seen as off the table as Fed stays put
More from refinancingMore posts in refinancing »
- Redfin on 2026: Affordability improves, sales rise only slightly
- Pulte refers a 4th Democrat, Rep. Eric Swalwell, for mortage fraud
- AI helps UWM seize the day, make the most loans in 4 years in Q3
- AI key to growing Rocket, Redfin and Mr. Cooper under one roof
- Pending home sales remain stuck in the mud in September
More from SelectMore posts in Select »
- This team is jumping on the private listing platform trend (EXCLUSIVE)
- Redfin on 2026: Affordability improves, sales rise only slightly
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Change strategy as the market shifts to win the listings long game
Be First to Comment