The Consumer Financial Protection Bureau proposed on Monday a shift from DTI ratios to a price-based approach to improve qualified mortgage access.
Source: Inman News
CFPB to adopt price-based approach for qualified mortgage standards
Published in Consumer Financial Protection Bureau, debt-to-income ratio, dti, fannie mae, freddie mac, ginnie mae, Government-Sponsored Enterprises Patch, Mortgage, qualified mortgage loans, Regulations and Select
More from Consumer Financial Protection BureauMore posts in Consumer Financial Protection Bureau »
- Welcome to the Senior Class: Downsizing with a home equity conversion mortgage
- There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator
- Embattled Fed Governor Lisa Cook says tariffs fueling inflation
- 2025 a banner year for mortgage deregulation and legislation
- What every real estate pro should know about kickback rules
More from debt-to-income ratioMore posts in debt-to-income ratio »
- What is a 50-year mortgage? The pros and cons of Trump’s proposal
- Don’t let buyer clients skip student loan payments during shutdown
- History proves it: Low interest rates are not a cure-all for real estate ills
- Instant gratification is destroying your business. Here’s how to avoid the distraction trap
- These are the 31 markets where home prices have fallen the most
More from dtiMore posts in dti »
More from fannie maeMore posts in fannie mae »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- Rising unemployment revives prospects for December rate cut
More from freddie macMore posts in freddie mac »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
- DR Horton gets into AI mortgage tech with Tidalwave stake
- This week was all about NAR: Inman’s Top 5 stories
More from ginnie maeMore posts in ginnie mae »
- New Fannie, Freddie housing goals may hurt working families
- Mr. Cooper shareholders approve merger with Rocket Companies
- Rocket, Mr. Cooper merger OK’d by Fannie and Freddie regulator
- Fannie and Freddie joint venture will offer its technology to others
- Trump looks to South Korea to bring down mortgage rates
More from MortgageMore posts in Mortgage »
- Bayview merger positions Guild Mortgage for refinancing boom
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Homebuyers came out in force last week, and rates are trending down
- Fannie and Freddie cleared to back loans of up to $832,750 in 2026
- Realtor who tipped Pulte to Schiff loans now a witness [EXCLUSIVE]
More from RegulationsMore posts in Regulations »
- Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
- Letitia James mortgage fraud case thrown out, but can be refiled
- Pulte’s role in mortgage fraud indictment under scrutiny
- Don’t merge Fannie and Freddie, says their biggest investor
- Fallout over Fed policymakers’ investments reshaping the board
More from SelectMore posts in Select »
- This team is jumping on the private listing platform trend (EXCLUSIVE)
- Redfin on 2026: Affordability improves, sales rise only slightly
- Dual licensing is on the rise. Is it the right move for your business?
- Future-proof your digital footprint for 2026 (and beyond)
- Change strategy as the market shifts to win the listings long game
Be First to Comment