Category: Equifax

Mortgage bankers take a stand against tri-merge credit reporting

By The Citizen on August 6, 2025

Consumer group say FHFA’s plan to pit VantageScore 4.0 against older FICO Classic score will make “anti-competitive natures of the credit scoring market even worse.” …

Mortgage trigger leads will be less crazy, but they ain’t going away

By The Citizen on August 5, 2025

Loopholes in new law mean credit bureaus will still be able to sell applicants’ information to their current lender, servicer, or bank — a boon…

Backers of rival mortgage credit scores wage public relations war

By The Citizen on July 17, 2025

As new scoring models by Fair Isaac and VantageScore vie for acceptance by Fannie Mae and Freddie Mac, claims and counterclaims fly. In the meantime,…

Fannie Mae and Freddie Mac are not accepting VantageScore 4.0

By The Citizen on July 16, 2025

Once selling guides are updated, lenders will have the option of using either VantageScore 4.0 or the Classic FICO scoring model, but FICO Score 10…

Mortgage lenders ask for more guidance on VantageScore 4.0

By The Citizen on July 11, 2025

FHFA Director Bill Pulte is reportedly “on thin ice” with several Trump administration officials over lack of communication on new Fannie and Freddie credit score…

New rules for Fannie, Freddie credit scoring are stumping lenders

By The Citizen on July 9, 2025

Mortgage giants allegedly weren’t informed in advance that they’d be required to accept VantageScore 4.0, and lenders have lots of questions about how the new…

Fannie, Freddie ordered to accept new VantageScore 4.0 credit score

By The Citizen on July 8, 2025

While questions remain about the new policy, FHFA Director Bill Pulte says lenders must still use “tri-merge” process to obtain scores from all three major…

Rollout of new mortgage credit scoring models pushed back

By The Citizen on January 17, 2025

Plan to require lenders working with Fannie and Freddie to use FICO Score 10 T and VantageScore 4.0 models by Q4 2025 has been dropped,…

Argyle sees path to profitability with $30M Series C raise

By The Citizen on March 5, 2024

Integrations helped the income and employment data provider grow its mortgage customer base and attract backing from Rockefeller Asset Management’s Fintech Innovation Fund. Source: Inman…

AI mortgage tech provider Gateless beefs up integrations

By The Citizen on January 17, 2024

New integrations with The Work Number and Informative Research are aimed at helping lenders speed underwriting approvals and reduce human error. Source: Inman News

Posts published in “Equifax”