Category: credit scoring

Mortgage giants ‘very close’ to accepting new FICO score

By The Citizen on November 10, 2025

FHFA Director Bill Pulte says his agency is currently reviewing a potential deal with Fair Isaac to allow lenders to use the more inclusive FICO…

Why Fannie and Freddie still won’t accept more inclusive credit score

By The Citizen on November 7, 2025

FHFA Director Bill Pulte ordered the mortgage giants to start using more inclusive VantageScore 4.0 in July. But adoption is a “complex, technical and arcane”…

There’s nobody in charge of looking out for waste, fraud and abuse at Fannie and Freddie’s regulator

By The Citizen on November 5, 2025

FHFA acting Inspector General John “Joe” Allen is set to be fired, Reuters reports, and the position is now vacant as the mortgage giants move…

Fannie and Freddie build net worths for planned Q2 2026 public offering

By The Citizen on October 30, 2025

For the real estate and mortgage industries, it remains to be seen how the new course the Trump administration has set for Fannie and Freddie…

Fannie Mae and Freddie Mac are not accepting VantageScore 4.0

By The Citizen on July 16, 2025

Once selling guides are updated, lenders will have the option of using either VantageScore 4.0 or the Classic FICO scoring model, but FICO Score 10…

Mortgage lenders ask for more guidance on VantageScore 4.0

By The Citizen on July 11, 2025

FHFA Director Bill Pulte is reportedly “on thin ice” with several Trump administration officials over lack of communication on new Fannie and Freddie credit score…

New rules for Fannie, Freddie credit scoring are stumping lenders

By The Citizen on July 9, 2025

Mortgage giants allegedly weren’t informed in advance that they’d be required to accept VantageScore 4.0, and lenders have lots of questions about how the new…

The secret to making your clients love you: Save them money

By The Citizen on June 23, 2025

Saving clients and prospects money is the best marketing you’ll ever do, trainer Bernice Ross writes. You’re building trust and creating an unbeatable personal connection.…

Rollout of new mortgage credit scoring models pushed back

By The Citizen on January 17, 2025

Plan to require lenders working with Fannie and Freddie to use FICO Score 10 T and VantageScore 4.0 models by Q4 2025 has been dropped,…

Boom’s applicant screening latest addition to landlord platform

By The Citizen on January 14, 2025

Rental software provider Boom is releasing a new product to help customers speed and fortify the accuracy of tenant screening. Source: Inman News

Posts published in “credit scoring”